Capital First

Capital First

Bank Name
Interest Rate Range
Processing Fee Range
Loan Amount
Tenure Range

Rate of Interest

  • Floating Rate of Interest : 12 % to 13.50 % p.a.

Eligibility Criteria

  • Minimum 21 years of age and maximum 65 years
  • Loan period from 5 years to 15 years
  • Should be either salaried or self-employed and have regular source of income
  • Should have sufficient income to pay EMI on required loan
  • Applicant must be Indian Citizen, in case of NRI or person of Indian origin it should be properly documented

Fees and Charges

  • Processing  Fee 1%  depends on type and category of borrower
  • Preclosure Charges – Rs 0
  • Part Payment charges- Rs 0
  •  No any other hidden charges

Documents Required

  • KYC- Pan Card, Adhar Card, ID Proof and Address proof
  • ITR with computation for 3 years with Income proof
  • Bank Statement
  • Photograph
  • 2 references

Value Additions

  • Doorstep services
  • E- approvals
  • Part payment allowed

Special Feature

  • No guarantor required
  • No pre-closure or part payment fees
  • Balance Transfer Allowed
  • Top up available

Overview about Capital First

Capital first is one of the leading loan providers in Indian market. Which makes sure that the borrower gets all that he/she is looking for? Capital first provides loan against your property schemes by mortgaging your property as security. You can avail a maximum loan amount of up to Rs. 15 crores. Capital first property loan can be availed by either salaried or self-employed people. Capital First is a non-banking financial service provider. They are providing their financial services to consumers as well to wholesale business. Capital First has a track record of steady growth and profitability.

Your Eligibility depends on following

You should be minimum 21 years old

You should be maximum 65 years old

You should be salaried or self employed

You should have sufficient income to pay EMI on required loan

You can increase your eligibility by doing following

Minimum income required Rs.25,000 per month
EMIs of other loans lower your eligibility
Pay off your credit card bills
Choose longer tenure loan up to 15 years

Rate of Interest and Other Charges for Loan Against Property are following

Rate Of Interest:


Loan Type

Rate of Interest


Loan Against Property

12% to 13.5%

Existing Loan take over or New Loan

Here are some points that why you should choose Capital first for a loan against property:

  • Capital First Provides High Loan Amounts
  • Capital First Fulfil Your Every Need
  • Get Easy Repayment Options
  • Transparent Processing
  • Quick and Efficient Servicing
  • Benefits for the Self Employed
  • Easy Debt Consolidation

Features of Loan

Features and Benefits of Capital First Loan Against Property

  • Document Custodial Facility at Capital first ensures that the customers documents are safeguarded as it is equipped with strong fire resistant storage room and world class security systems.
  • Favourable rate of Interest.
  • Accurate Repayment Track Record helps keep the customer updated on the amount of loan repaid.
  • The maximum loan amount is Rs 25 Crores
  • The loan amount that can be taken.

Documents required for Capital First Loan against Property

For Salaried Individuals:

  • Proof of Residence(any of the following documents will be accepted)
  1. Ration Card
  2. Telephone Bill
  3. Electricity Bill
  4. Voter’s ID Card
  • Proof Of Identity(any of the following documents will be accepted)
  1. Voter’s Card
  2. Driver’s License
  3. employer’s Card
  • Bank Statement / Passbook of last 6 months
  • Salary slip of last 6 months.
  • Form 16 for previous 2 years.
  • Legal documents of the concerned property.

For Self-employed individuals

  • Certified financial statement of last 3 years.
  • Proof of Residence (any of the following documents will be accepted)
  1. Ration Card
  2. Telephone Bill
  3. Electricity Bill
  4. Voters Card
  • Proof of Identity (any of the following documents will be accepted)
  1. Voter’s Card
  2. Driver License
  3. Employer’s Card
  • Latest Bank Statement or Passbook
  • Copies of all property documents which you want to use as collateral.