Fullerton India

Fullerton India

Bank Name
Interest Rate Range
Processing Fee Range
Loan Amount
Tenure Range

Rate of Interest

  • Floating Rate of Interest : 13 % to 15 % p.a.

Eligibility Criteria

  • Minimum 21 years of age and maximum 65 years
  • Loan period from 1 year to 15 years
  • Should be either salaried or self-employed and have regular source of income
  • Should have sufficient income to pay EMI on required loan
  • Applicant must be Indian Citizen, in case of NRI or person of Indian origin it should be properly documented

Fees and Charges

  • Processing  Fee 2%  depends on type and category of borrower
  • Preclosure Charges – Rs 0
  • Part Payment charges- Rs 0
  •  No any other hidden charges

Documents Required

  • KYC- Pan Card, Adhar Card, ID Proof and Address proof
  • ITR with computation for 3 years with Income proof
  • Bank Statement
  • Photograph
  • 2 references

Value Additions

  • Doorstep services
  • E- approvals
  • Part payment allowed

Special Feature

  • No guarantor required
  • No pre-closure or part payment fees
  • Balance Transfer Allowed
  • Top up available

Overview about Fullerton India

Fullerton India is a non banking finance company and is a subsidiary body of fullerton financing Holdings Pte. Ltd. It launched its commercial operations in India in January 2000. Loan against property offered by fullerton india is tailored for those who are in need of quick financial aid.  A loan against property from fullerton india is a multi-purpose loan that can be availed by mortgaging your existing property in semi-urban or urban locatios. Fullerton India property Loans provide a host of benefits and unique features completely customised to suit your needs.

Your Eligibility depends on following

You should be minimum 21 years old

You should be maximum 65 years old

You should be salaried or self employed

You should have sufficient income to pay EMI on required loan

You can increase your eligibility by doing following

Minimum income required Rs.25,000 per month
EMIs of other loans lower your eligibility
Pay off your credit card bills
Choose longer tenure loan up to 15 years

Rate of Interest and Other Charges for Loan Against Property are following

Rate Of Interest:


Loan Type

Rate Of Interest


Loan against Property (Floating)

13 % to 15%

Existing Loan take over or New Loan

Some points for this are following:

  • Max Loan amount ranging between 10 Lacs-1 crore.
  • Higher LTV’s to give the best Valuation and Loan realization on your property.
  • Both Residential as well as commercial approved Property can be accepted as collateral.
  • Variety of Product Variants for Judging Eligibility basis income documents and Existing Repayment tracks.
  • Best in class value proposition for Balance Transfers.

Features of Loan

Benefits and Features of HDFC bank Loan against property:

  • Higher loan amount
  • Flexible repayment facility
  • Lower EMI
  • Longer tenure period
  • Multi-purpose loan facility
  • Loan against both residential and commercial property
  • Speedy loan approval
  • Loan can be applied online
  • Specially designed loan for self-employed individuals

Documents required for Fullerton India Loan against Property

For Salaried Individuals:

  • Proof of Residence(any of the following documents will be accepted)
  1. Ration Card
  2. Telephone Bill
  3. Electricity Bill
  4. Voter’s ID Card
  • Proof Of Identity(any of the following documents will be accepted)
  1. Voter’s Card
  2. Driver’s License
  3. employer’s Card
  • Bank Statement / Passbook of last 6 months
  • Salary slip of last 6 months.
  • Form 16 for previous 2 years.
  • Legal documents of the concerned property.

For Self-employed individuals

  • Certified financial statement of last 3 years.
  • Proof of Residence (any of the following documents will be accepted)
  1. Ration Card
  2. Telephone Bill
  3. Electricity Bill
  4. Voters Card
  • Proof of Identity (any of the following documents will be accepted)
  1. Voter’s Card
  2. Driver License
  3. Employer’s Card
  • Latest Bank Statement or Passbook
  • Copies of all property documents which you want to use as collateral.