DCB Bank (Loan Against Property)

DCB Bank (Loan Against Property)

Bank Name
Interest Rate Range
Processing Fee Range
Loan Amount
Tenure Range
Action

Rate of Interest

Loan Amount Rate
Upto Rs. 25 Lakh 12.72%
Rs. 25 Lakh - 75 Lakh 12.72%
Rs. 75 Lakh - 3 Cr 12.72%
Above Rs. 3 Cr 12.72%

Eligibility Criteria

Min 21 and Max 60 years for Salaried
Min 21 and Max 65 years for Self Employed

Fees and Charges

  • Processing Fees -1.00% depends on type and category of borrower
  • Preclosure Charges – Rs 0
  • Part Payment charges- Rs 0
  •  No any other hidden charges

Documents Required

For Self-Employed
  • Filled up loan application form
  • 2 Passport Size Photo
  • ITR of last 3 years
  • Identity Proof - Adhar Card/ Voter ID/ PAN
  • Residential Address Proof - Leave and License/ Registered Rent Agreement/ Utility Bill (up to 3 months old), Passport
  • Business proof such as VAT/ service tax registration, incorporation details in case of companies, business address proof, profit and loss account and balance sheets certified by CA, copy of partnership deed and proof of business existence and business profile
For Salaried employee
  • Filled up loan application form
  • 2 Passport Size Photo
  • ITR of last 2 years
  • Identity Proof - Adhar Card/Passport/ Driving License/ Voter ID/ PAN
  • Residential Address Proof - Leave and License/ Registered Rent Agreement/ Utility Bill (up to 3 months old), Passport
  • Income Documents – 6 months payslip, 2 years Form 16, 6 months bank statement showing salary credit and any EMI debit
Property documents
  • Registered Sale Deed/ Conveyance/ Lease Deed
  • Past Sale Deeds Chain (each transaction in respect of this property since first allotment
  • Latest House Tax Return/ Receipt
  • Approved Building Plan from Municipal Corporation

Value Additions

  • Doorstep services
  • E- approvals
  • Part payment allowed

Special Feature

  • No guarantor required
  • No pre-closure or part payment fees
  • Balance Transfer Allowed
  • Top up available

Overview about DCB Bank (Loan Against Property)

DCB Bank is a modern emerging new generation private sector bank with 176 branches across 17 states and 2 union territories. It is a scheduled commercial bank regulated by the Reserve Bank of India. It is professionally managed and governed. DCB Bank has contemporary technology and infrastructure including state of the art internet banking for personal as well as business banking customers.

Your Eligibility depends on following






You can increase your eligibility by doing following


Rate of Interest and Other Charges for Loan Against Property are following

Existing Loan take over or New Loan

Features of Loan