PNB Housing Finance

PNB Housing Finance

Bank Name
Interest Rate Range
Processing Fee Range
Loan Amount
Tenure Range

Rate of Interest

  • Floating rate of Interest : 10.35% p.a. to 10.85% p.a.
  • Fixed Rate of Interest : 10.50% p.a. 

Eligibility Criteria

  • Minimum 23 years of age and maximum 65 years
  • Loan period from 1 year to 10 years
  • Should be either salaried or self-employed and have regular source of income
  • Should have sufficient income to pay EMI on required loan
  • Applicant must be Indian Citizen, in case of NRI or person of Indian origin it should be properly documented

Fees and Charges

  • Processing Fees 0.5% to 2.00% depends on type and category of borrower
  • Preclosure Charges – Rs 0
  • Part Payment charges- Rs 0
  •  No any other hidden charges

Documents Required


Duly filled Application Form with Photograph

Age Proof (PAN Card, Passport, Any other Certificate from Statutory Authority)

Residence Proof (Passport, Driving License, Telephone Bill, Ration Card, Election Card, Any other Certificate from Statutory Authority)

Last 3 years Income Tax returns (self and business) with Profit & Loss Account & Balance Sheets duly certified/audited by a Chartered Accountant

Photocopy of Title Documents of the Property, Approved Plan

Copy of Registered Lease Deed

Last 6-12 months Bank Statements which reflect the Rental Credits in the Account


Value Additions

  • Doorstep services
  • E- approvals
  • Part payment allowed

Special Feature

  • No guarantor required
  • No pre-closure or part payment fees
  • Balance Transfer Allowed
  • Top up available

Overview about PNB Housing Finance

Your Eligibility depends on following

You can increase your eligibility by doing following

Rate of Interest and Other Charges for Lease Rent Discounting are following

Existing Loan take over or New Loan

Features of Loan