DCB Bank (Personal Loan)

DCB Bank (Personal Loan)

Bank Name
Interest Rate Range
Processing Fee Range
Loan Amount
Tenure Range
Action

Rate of Interest

  • Floating rate of Interest : 10.50% p.a. to 16% p.a.
  • Fixed Rate of Interest : 11% p.a. 

Eligibility Criteria

  • Salaried Individual of private/public limited companies, government employee, multinational corporations, reputed partnership firms and other concerns, receiving a regular salary.
  • Self-employed professionals such as chartered accountants, cost work accountants, company secretaries, doctors, engineers, architects etc.
  • Self-employed non-professionals like mall traders, merchants, agents, consultants etc.
  • Proprietors, partners & directors of Pvt. Ltd. Companies.
  • Minimum work/business experience should be 3 years for both salaried and self-employed.

Fees and Charges

  • Processing Fees 0.0% to 1.0% depends on type and category of borrower
  • Preclosure Charges – Rs 0
  • Part Payment charges- Rs 0
  •  No any other hidden charges

Documents Required

For Salaried Individuals:

  • Loan Application Form
  • 2 Passport size photos
  • Salary Slips for last 3 months
  • Identity Proof PAN Card or Driving License or Voter ID Card or Adhaar Card, etc.
  • Residence Proof (Driving License/Voter ID Card/Adhaar card, etc.)
  • Last 3 months Bank Statements
  • Employment Proof
  • Signature Proof

For Self-employed Individuals:

  • Loan Application Form
  • 2 Passport size photos
  • Identity Proof PAN Card or Driving License or Voter ID Card or Adhaar Card, etc.
  • Office Residence Proof
  • Income Proof: Audited financials for the last 2 years
  • Last 6 months Bank Statements
  • Employment Proof
  • Signature Proof

Value Additions

  • Doorstep services
  • E- approvals
  • Part payment allowed

Special Feature

  • No guarantor required
  • No pre-closure or part payment fees
  • Balance Transfer Allowed
  • Top up available

Overview about DCB Bank (Personal Loan)

Your Eligibility depends on following






You can increase your eligibility by doing following


Rate of Interest and Other Charges for Personal Loan are following

Existing Loan take over or New Loan

Features of Loan